# How to Replenish User Currency Account

The first thing a user needs to do to start working on the exchange after authorization is to replenish their currency accounts in STEMX and/or SXUSD in their personal account.&#x20;

From currency accounts, the user can transfer funds to separate trading accounts for each token. Money from trading accounts is used to buy/sell team tokens.&#x20;

To start trading, the user needs to [transfer](https://stemx.gitbook.io/stem-exchange-user-manual/transfer-from-currency-account-to-trading-account) funds from the currency account to the trading account of a certain team.&#x20;

**Important! You cannot buy team tokens directly from a currency account!**

![](https://4078324111-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2F371dzyCXxTmRP3k38spo%2Fuploads%2FsaBC373dtmG5b7NBOi6F%2F%D0%A1%D0%BD%D0%B8%D0%BC%D0%BE%D0%BA%20%D1%8D%D0%BA%D1%80%D0%B0%D0%BD%D0%B0%202022-11-08%20%D0%B2%2022.02.00.png?alt=media\&token=9bdbe573-942e-46a1-87bf-1c22e6b59281)

Let's return to the replenishment of the currency account.&#x20;

To replenish, we will need a crypto wallet (for example, Metamask). If there is no crypto wallet, it must be created.&#x20;

There are two ways to fund your STEMX account:&#x20;

1. [Buy STEMX](https://stemx.gitbook.io/stem-exchange-user-manual/how-to-replenish-user-currency-account/buy-stemx) tokens with stablecoins,&#x20;
2. [Transfer STEMX](https://stemx.gitbook.io/stem-exchange-user-manual/how-to-replenish-user-currency-account/transfer-stemx-from-an-external-crypto-wallet) from an external crypto wallet to the user's currency account on the exchange.&#x20;

The user can also [purchase SXUSD](https://stemx.gitbook.io/stem-exchange-user-manual/how-to-replenish-user-currency-account/buy-sxusd) for stablecoins.&#x20;

We will consider in detail all the ways to replenish currency accounts in the following chapters.
